RapidPnL
Your profit & loss, from the statements you already have.
Upload your bank and credit card statement PDFs. Minutes later, get a clean management-use P&L — every statement reconciled to the penny, transfers and card payments automatically excluded, and anything uncertain flagged for your review.
How it works
Upload statements
Drop in PDF statements for the accounts you want covered — checking, savings, credit cards.
We parse & reconcile
AI extracts every transaction; deterministic code verifies each statement balances to the penny and categorizes your activity.
Review & download
Confirm anything we flagged, then download your P&L as PDF or Excel. A copy lands in your inbox.
Numbers you can check
- Every statement reconciled: beginning balance + every transaction = ending balance, or we tell you exactly what's off.
- AI reads your statements; plain arithmetic builds the report. No generated numbers.
- Transfers, card payments, and owner draws are excluded from profit — no double counting.
- Encrypted at rest, never used for AI training, deleted after 30 days.
Pricing
Instant P&L
$49 one-time
- Up to 3 months of statements, unlimited accounts
- Reconciliation check on every statement
- PDF + Excel download, emailed copy
- Full refund if your statements can't be reconciled
CPA-prepared financials
from $499
Need financials a lender or landlord will take seriously? Have your statements professionally prepared by a licensed CPA firm — including a balance sheet, which can't be built from statements alone — with an engagement letter and their signature behind it.
- Profit & loss, professionally prepared
- Balance sheet compiled with you by the CPA
- Engagement letter from a licensed firm
Coming soon — join the waitlist and we'll contact you.
Questions, answered
What do I need to upload?
Text-based PDF statements downloaded from your bank or card issuer's website — checking, savings, and credit card accounts. Scanned or photographed statements aren't supported yet.
Is this a replacement for bookkeeping or a CPA?
No. RapidPnL produces a cash-basis snapshot for management use — a fast, honest look at where money came from and where it went. It is not GAAP reporting, not tax advice, and not reviewed by a CPA unless you add professional preparation.
How do you prevent double-counting?
We automatically detect transfers between your own accounts and credit card payments from your checking account, and exclude them from income and expenses. You review anything we're unsure about before the report is final.
What happens to my statements?
They're encrypted at rest, used only to generate your report, never used to train AI models, and automatically deleted 30 days after your order.
What if my statements don't reconcile?
Every statement must reconcile — beginning balance plus every transaction must equal the ending balance to the penny. If one doesn't, we tell you exactly which statement and by how much, and if we can't fix it, you get a full refund.