Everything customers ask before uploading
The same answers we give by email, in one place. Anything missing? support@rapidpnl.com. A human answers.
Who is behind RapidPnL?
RapidPnL was built by a licensed CPA who got tired of watching business owners struggle to produce a simple P&L. The software tier is automated (and clearly labeled as management-use, not CPA-reviewed); the CPA-prepared tier is handled personally, under a formal engagement letter.
What do I need to upload?
Text-based PDF statements downloaded from your bank or card issuer's website. Scanned or photographed statements aren't supported yet.
Who can see my statements?
Automated systems, and that's it. No employee browses your statements; access is restricted, logged, and limited to debugging a problem you report to us.
Does this replace my bookkeeper or CPA?
No. RapidPnL produces a cash-basis snapshot for management use: a fast, honest look at where money came from and where it went. Add professional preparation when you need a CPA's signature.
How do you prevent double-counting?
We detect transfers between your own accounts and credit card payments from checking, and keep them out of income and expenses. You review anything we're unsure about before the report is final.
What happens to my statements?
Encrypted at rest, used only to generate your report, never used to train AI models, and automatically deleted 30 days after your order. You can request earlier deletion at any time.
What if a statement doesn't reconcile?
We tell you exactly which statement is off and by how much. If we can't fix it together, you get a full refund.
How long does it take?
Most orders are ready to review in 3 to 10 minutes; a full year of statements across several accounts can take 20 to 30 minutes. You'll see live progress while it runs, and we email you the moment it's ready, so there's no need to keep the tab open. The review itself usually takes about two minutes.
Which banks are supported?
RapidPnL reads the statement itself rather than a bank-specific template, so text-based PDF statements from any U.S. bank or card issuer work. TD Bank, Chase, and American Express statements are processed routinely. Every statement must pass the to-the-penny reconciliation check, so a format we can't read correctly fails loudly and is refunded, never delivered silently wrong.
My bank only exports CSV. Can I use that?
Not yet. Upload the PDF statement instead. Every bank that offers CSV export also posts PDF statements (usually under "Statements & Documents"), and the PDF carries the printed opening and closing balances we reconcile against. That is what makes the report trustworthy. CSV import is on the roadmap.
I'm an accountant or bookkeeper. Can I use this for clients?
Yes. Plenty of orders are placed by bookkeepers and accountants on behalf of clients. Each order is its own business with its own private link, and the category corrections you make are remembered for that client's next order. For multi-client or volume pricing, email support@rapidpnl.com.
Upload the PDFs and get a management-use profit & loss in minutes, with every statement reconciled to the penny. $49 for 3 months, then $9 each additional month. Full refund if we can't reconcile.
The free statement is read, categorized, and reconciled on screen before you pay anything. One per person; no card required.
More depth: plain-English guides · how your data is protected · see a sample report