How to download your Novo statements

Where Novo keeps your statements

App or web dashboard → Statements / Documents

Statements are easiest to download on a desktop browser rather than the mobile app. If the exact wording differs from the steps below, look for “Statements” or “Statements & Documents”; banks tuck it under the account or a top-level menu.

Step by step

1. 01Novo is app-first, but the web dashboard works too: sign in at novo.co on a desktop browser.
2. 02Open the menu and look for “Statements” or a documents section.
3. 03Choose the statement month; each closed cycle is its own PDF.
4. 04Download the PDF and save it.
5. 05Repeat for every month you want in your P&L.

From the mobile app

The desktop site is the reliable route, but if you only have your phone, most months are reachable from the app too. Menu placement changes more often on mobile, so treat these as the general path rather than exact taps.

1. 01Open the Novo app and sign in. For most Novo customers the app is the main way in.
2. 02Go to the menu or profile area and find “Statements.”
3. 03Tap the month you need; the PDF opens in a viewer.
4. 04Save it to Files or share it to yourself. The web dashboard at novo.co offers the same PDFs if the app gives you trouble.

How far back can you go?

Novo generates a statement each month and typically keeps them available for the life of the account; contact support for anything you can't see. If you need older statements than appear online, contact the bank to request them.

What the statement PDF contains, and why it matters

A monthly statement is more than a list of transactions. It prints three things a raw export never does: the beginning balance, the ending balance, and the totals for the cycle. Those printed balances are what make the document verifiable. RapidPnL adds the beginning balance to every transaction on the statement and checks that the result equals the printed ending balance, to the penny. If the math holds, you know nothing was missed, misread, or counted twice. If it doesn't, the statement is flagged and reviewed rather than quietly delivered with broken numbers. No AI-generated figure ever lands on the P&L; the AI only reads and categorizes, and deterministic code does all of the arithmetic.

This is exactly why transaction exports and screenshots fall short. A CSV export is a bare list with no printed balances, so there is nothing independent to check it against; a missing week or a duplicated day would pass unnoticed. Screenshots and photos are worse: they capture part of a page, at whatever quality your screen and camera allow, with no totals at all. The official monthly statement PDF is the one document your bank has already committed to, balances included, which is why it's the required input.

Format matters too. Statements downloaded from your bank's website are text-based PDFs: the characters are real text that software can read precisely. A scanned paper statement is a picture of text, and pictures introduce read errors that no reconciliation gate can fully repair. If all you have is paper, it's almost always faster to download the digital original from online banking than to scan. Each PDF can be up to 10 MB, which comfortably fits even long business statements.

Finally, gather everything in one pass. If the business runs through a checking account, a savings account, and a credit card, download all of them for every month in your period. RapidPnL matches card payments between the bank and card statements so the payment isn't counted once as a bank withdrawal and again as card spending, and transfers between your own accounts are excluded from income and expenses entirely. One complete set of PDFs, uploaded together, produces one clean P&L; a partial set leaves gaps you would otherwise have to explain to a lender.

If something goes wrong

The problems below cover most of what goes sideways when downloading statements from Novo, with the quickest way out of each.

Using a different bank?

• Chase statements →
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• KeyBank statements →
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• M&T statements →
• Mercury statements →
• Bluevine statements →
• Relay statements →
• Found statements →
• Lili statements →
• Axos statements →
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What the statements become

• P&L: Cleaning Business →
• P&L: General Contractor →
• P&L: Restaurant →
• P&L: Food Truck →
• P&L: E-commerce Business →
• P&L: Landscaping Business →
• P&L: Owner-Operator Trucker →
• P&L: Salon or Barbershop →

Common questions

Written by a licensed CPA. This guide is general information, not tax, legal, accounting, or financial advice, and does not create a professional relationship. Lender requirements and bank websites change; confirm specifics with your lender and financial institution. RapidPnL reports are cash-basis summaries generated from customer-provided data for management use only, not audited or CPA-reviewed. © 2026 RapidPnL LLC.